With over $300M+ lent worldwide, We stay committed to
fair, fast, and flexible lending to you.
Customer experience is our top priority. We don't claim to know what's best—we listen, adapt, and evolve based on real feedback to create the ultimate funding experience.
Built on a legacy of trust and innovation, Lending-club was founded by Fundo, a leading Australian lender. Now in the U.S., we continue our mission to provide smarter financial solutions.
At Lending-club, we believe financial support should be accessible to everyone, and that long-term stability matters just as much as short-term solutions.
We created the Lending-club Score - a system that rewards good financial habits and positive loan repayment behavior. As you improve your Lending-club Score, you will be eligible for higher credit limits and better terms over time. We reward loyalty and give you the ability to track and improve in your self-service Lending-club Dashboard.
Apply Now ➤[1] Applying for a loan with Lending-club usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
[2] As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Lending-club, if they submit their loan application and all the requested supporting information during a regular business day.
At Lending-club, we specialize in providing teeny, tiny short-term loans with lightning-fast approval and flexible repayment options. Operating as both a Credit Service Organization (CSO) and a Credit Access Business (CAB) in Texas, Lending-club offers you access to loans without the red tape, long processes, or complicated legal speak.
Partnering with trusted third-party lenders, we ensure a seamless process while focusing on what we do best – helping you secure the funds you need for life's unexpected expenses.
Like other CABs and CSOs, we prioritize quick funding and flexible repayments to bridge short-term financial gaps. However, what sets lending apart is our commitment to your financial literacy and long-term financial well-being. With the imminent launch of our innovative Lending Credit Score system, this rings truer than ever before. This will empower you to make sound financial decisions and cultivate healthy spending and savings habits with an increasing score when good financial decisions are made, making your next loan application more favorable.
Texas: Good News Group, LLC DBA Lending-club is licensed as a Credit Access Business (CAB), License No. 2300074529-170223, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20230057, by the State of Texas. Lending-club is NOT a lender in the state of Texas. All loans for which Lending-club acts as a CSO/CAB are funded by an unaffiliated third-party lender, Hillcrest Private Credit Funding I, LLC, and serviced by Lending-club.